How to Buy a Property in San Jose Del Monte City, Bulacan from a Developer

Buying a property, whether it is a house and lot or just the lot itself, must be considered thoroughly. You do not just wake up in the morning thinking that you want to spend your ten year’s worth of savings on a home. It takes a lot of considerations before you finalize your decision.

If you plan to buy a home, then better consider buying from a reputable developer. They either provide you with a bare unit or a fully furnished unit. The price between these two units will vary though, with the bare unit cheaper than the other.

Since you plan to buy your San Jose Del Monte City, Bulacan property from a developer, then you have to check first for the availability of that property’s mother title. This is especially necessary when dealing with developers offering the pre-selling of properties. Individual titles for the houses or condominiums may take as much as three years before they become available.

Only rely on a developer who already has a track record of completing the development of their real estate projects. It is even better if you can check the completed developments personally. This is what gives you an idea of what the pre-selling projects will look like.

The Contract to Sell is a very important document to check. Be sure that all provisions are not unreasonable. You have to sign this contract only when you agree to all the include contracts. You may want to hire a good lawyer to help you out. After signing these documents, they should be notarized. Of course, make sure you get one original copy of these notarized document.

It is better to choose the home with the least cashout, least monthly mortgage installment, and, if it is possible, no interest. Negotiate on the retention as well. You want it to be paid upon the completion and delivery of the unit.

Before you make modifications on your San Jose Del Monte City, Bulacan house, check whether or not it is allowed by your developer. If it is, ask the extent of what modifications you are allowed to do. Some developers do not allow any changes to be carried out on the unit, even if the unit is already fully paid by the buyer.